
FLITpay® · Ecosystem fintech
Money stops waiting three days.
Expansion proposal: a wallet inside the ecosystem to pay payroll, settle Fliters instantly and let people buy without a credit card.
Future proposal · Phase 4What is available today
01 — Three uses
One balance, three actors.
FLITpay is not trying to compete with banks: it removes the friction the ecosystem already suffers every day.
- Businesses
- Payroll paid straight to the employee wallet from the FLIT-OS HR module, with no bank trip and no cash handling.
- Fliters
- Instant payout of what you earned, with no wait for the weekly bank transfer.
- Consumers
- Cash top-ups at affiliated corner shops to buy on FLITeats and FLITretail without a credit card.
02 — Status
What is missing before it exists.
It is a later phase because it depends on volume and licensing. It will be built on the same transactional core, not as a separate product.
- Regulatory requirement
- Legal status and authorisations to operate electronic money in Honduras.
- Network requirement
- A critical mass of affiliated corner shops acting as cash top-up points.
- Technical requirement
- An internal ledger, bank reconciliation and an audit trail for every movement.
